Are you a better lender than a bank is? Do you need money to buy a new MacBook Pro?
Prosper and Zopa offers Internet Based Social Lending. They are an Ebay like online marketplace where people meet to lend and borrow money so that both parties can get a great deal. Social Lending is not new. It has been happening on a small-scale in families and social groups for hundreds of years – and the Network has opened it up to everybody.
The Social Futures Observatory has an interesting paper on the subject:
Internet Based Social Lending.